Overview

Original Research

A STUDY OF ASSET AND LIABILITY MANAGEMENT WITH REFERENCE TO DYTECH ENGINEERING (INDIA) PVT.LTD

Dr. ANIL ARUN POMAN 1, Dr. RISHIKAYSH KAAKANDIKAR 2, and Dr. CHANDRAKANT ANNASHEB THORAT 3.

Vol 17, No 10 ( 2022 )   |  DOI: 10.5281/zenodo.7238429   |   Author Affiliation: Lotus Business School 1,3; Department of MBA, Zeal college of Engineering and Research, Narhe, Pune 2.   |   Licensing: CC 4.0   |   Pg no: 962-973   |   To cite: Dr. ANIL ARUN POMAN, et al., (2022). A STUDY OF ASSET AND LIABILITY MANAGEMENT WITH REFERENCE TO DYTECH ENGINEERING (INDIA) PVT.LTD. 17(10), 962–973. https://doi.org/10.5281/zenodo.7238429   |   Published on: 22-10-2022

Abstract

Asset liability management is concerned with strategic balance sheet management involving risks caused by changes in interest rates, exchanges rate, credit risks & the liquidity position of industry. Asset liability management is about management of net interest margin to ensure that its level & riskiness are compatibles with risk/return objectives of the industry. It is more than just managing individual asset & liabilities. In addition, asset liability management requires an understanding of the market is in which the industry operates. Asset liability management is required to match asset liabilities and minimize liquidity as well as market risk. An effective asset liability management technique aims to manage the volume mix, maturity, rate, sensitivity, quality & liquidity of assets & liabilities as a whole so as to attain a predetermined acceptable risk/ reward ration.

Keywords

Asset, Liability, life insurance, Asset liability management, financial management