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Original Research

JURIDICAL REVIEW OF THE ESTABLISHMENT OF CONVENTIONAL BANKS ACCORDING TO POSITIVE LAW

SRI HARTINI 1, NOVAL ANJAR WIGUNA 2, and DIDI HILMAN 3.

Vol 17, No 08 ( 2022 )   |  DOI: 10.5281/zenodo.6984070   |   Author Affiliation: Universitas Ibn Khaldun Bogor, Indonesia 1,2,3.   |   Licensing: CC 4.0   |   Pg no: 664-678   |   To cite: SRI HARTINI, et al., (2022). JURIDICAL REVIEW OF THE ESTABLISHMENT OF CONVENTIONAL BANKS ACCORDING TO POSITIVE LAW. 17(08), 664–678. https://doi.org/10.5281/zenodo.6984070   |   Published on: 12-08-2022

Abstract

This study aims to find out: 1) to find out the establishment of conventional banks according to positive law 2) to find out the constraints of establishing conventional banks in Indonesia. The type of research used is Juridical-Normative, that is, data collection is carried out with literature study techniques. The results of research and discussions show: 1) the establishment of a conventional bank according to positive law, namely contained in Bank Indonesia regulations in the form of a Limited Partnership with the process of establishing a limited liability company deed at a Notary, domicile permit, Npwp of the Company and managing ratification at the Ministry of Law and Human Rights and then to obtain a business license from Bank Indonesia there are two stages, namely principle permits and business licenses, follow-up from the Financial Services Authority. 2) Obstacles to the establishment of Conventional Banks in Indonesia there are business licensing constraints, business constraints and constraints on the use of Online Single Submission (OSS) which have not been in sync with the regulations of the Financial Services Authority.


Keywords

Positive Law, Conventional Bank Pendirian, Banking