Overview

Original Research

ANALYSIS OF THE INFLUENCE OF INFLATION, EXCHANGE RATE, AND BI7DRR ON MUDHARABAH SAVINGS OF SHARIA COMMERCIAL BANKS IN 2018-2020

FAIZA KHAIRUNISA 1, ZALSA NABILA ALFIANI 2, and INGRID LARASATI AGUSTINA 3.

Vol 17, No 12 ( 2022 )   |  DOI: 10.5281/zenodo.7500811   |   Author Affiliation: Faculty of Economics and Business, Widyatama University, Bandung, Indonesia 1,2,3.   |   Licensing: CC 4.0   |   Pg no: 1999-2012   |   To cite: FAIZA KHAIRUNISA, et al., (2022). ANALYSIS OF THE INFLUENCE OF INFLATION, EXCHANGE RATE, AND BI7DRR ON MUDHARABAH SAVINGS OF SHARIA COMMERCIAL BANKS IN 2018-2020. 17(12), 1999–2012. https://doi.org/10.5281/zenodo.7500811   |   Published on: 23-12-2022

Abstract

This study aims to determine the effect of inflation, exchange rates, and the BI-7 Day Reverse Repo Rate (BI7DRR) on mudharabah savings at Islamic commercial banks in 2018-2020. This type of research is descriptive quantitative research with panel data. The data used in this research is secondary data. The population in this study is data on inflation, the rupiah exchange rate, and BI7DRR. The sample of Islamic commercial banks in this study totalled 9 Islamic commercial banks. The program used to analyze the data uses the Eviews application version 10. The data analysis technique used in this study is multiple regression analysis. The results showed that the inflation and exchange rate variables partially did not positively affect mudharabah savings at Islamic commercial banks. In contrast, the BI7DRR variable had a negative effect on mudharabah savings. Simultaneously, the inflation, exchange rate, and BI7DRR variables positively affected mudharabah savings of Islamic commercial banks in 2018-2020.

Keywords

Inflation, Exchange Rate, BI-7 Day Reverse Repo Rate, Mudharabah Savings, Sharia Commercial Banks